In my quest to pay off my student loans I constantly look for opportunities to make extra cash with a side gig. At home, between ships, I have fixed friends’ computers, kid sat, house sat, and dog sat.
Last week the Captain’s family arrived onboard my ship. He and his wife desired to secure a regular sitter for their two young boys, so I jumped at the chance!
Pay ME please!!
I enjoy the kids, the pay is excellent, I can schedule around my classes that I teach, and it will only last through the end of this week. Under those conditions I definitely wanted to volunteer.
While paying off debt, it does make a difference when you pay little extras as often as possible. It wouldn’t seem like an extra $20 here and there would matter, in the grand scheme of things, but surprisingly it does.
When I checked into my loan account the other day I saw that my daily interest rate dropped $.04 just because of an extra payment I’d made a few days before. That equals $1.20 (30 day average) less owed monthly from that payment alone.
I will make other payments this month also, so my daily interest will finally drop below $2.00 per day by the end of this month!
That motivates me to keep plugging away at finding any extra opportunities to save or earn extra money.
Four qualities to look for in a good side gig:
- It doesn’t interfere with the regular job schedule wise or energy wise. (i.e. it’s flexible)
- The pay rate makes the additional tasks worth the time spent.
- You don’t need to spend a lot to perform the gig, thus cutting into the profit, unless those expenses get reimbursed.
- You like the task, at least a little, so that you will perform quality work. Reputation is everything in the gig world.
Many opportunities exist for side gigs, but living at sea limits my personal options. If you live land-based you have many possibilities. Side gigs don’t replace full-time income, usually. You put in some time when you can and pick up extra cash.
10 Side Gig Ideas to Get You Started: (Use your creativity and add more!)
- Mystery shopping (Check out this free resource to get started: Sassie)
- Survey sites (I like apps such as Surveys On-the-Go because they pay a minimum of $0.10 per survey even if you don’t qualify to finish the survey.)
- Shopkick app (doesn’t earn a lot, but it’s fun and the gift cards add up)
- Uber Eats (Deliver dinner instead of people to a destination)
- Teach English to kids in China (research VIPKid and other similar sites)
- Lyft driver
- Crowdsourcing/ pay per task sites (Like clickworker, Upwork, or mTurk)
- Busking (i.e. Playing your tuba while miming!)
- Dog walking (companies like Rover.com help match walkers with owners)
Share your favorite side gig ideas with me in the comments!
Until next time, xo!
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